Expose My 401k
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Comments:
As with most insurance based
401k offerings the total charges
to plan participants are quite high.
Fund selection is adequate but the
fund classes offered are not in all
cases the least expensive
available. In spite of the 1.25%
Mortality, Expense, and
Administration charge that is
added to each funds expenses.
In a low interest rate environment
it is hard to make profitable
investments in bonds and cash,
thus reducing the value of any
asset allocation strategy the
participant might choose.
As with most insurance based
401k offerings the total charges
to plan participants are quite high.
Fund selection is adequate but the
fund classes offered are not in all
cases the least expensive
available. In spite of the 1.25%
Mortality, Expense, and
Administration charge that is
added to each funds expenses.
In a low interest rate environment
it is hard to make profitable
investments in bonds and cash,
thus reducing the value of any
asset allocation strategy the
participant might choose.
*These are the Total Annual Fund Operating Expenses for each underlying
fund as of its year end. Total Annual Fund Operating Expenses are expenses
that are deducted from fund assets, including management fees, 12b-1
distribution fees, and other expenses. Actual fees and expenses for the funds
vary daily, so the fees and expenses on any given day may be higher or lower
than the expenses listed. Consult fund prospectus for more information.
**The Hartford receives these fees and payments from the underlying funds
in addition to the Mortality, Expense and Administration Charges.
***The Hartford deducts the mortality, expense risk and administrative
charges from the assets of the Separate Account on a daily basis at the
annual rate shown above.
The information contained on this site is derived from sources we believe to
be accurate, however we make no guarantees as to its reliability. If you find
an error we need to correct please contact corrections@exposemy401k.com.
fund as of its year end. Total Annual Fund Operating Expenses are expenses
that are deducted from fund assets, including management fees, 12b-1
distribution fees, and other expenses. Actual fees and expenses for the funds
vary daily, so the fees and expenses on any given day may be higher or lower
than the expenses listed. Consult fund prospectus for more information.
**The Hartford receives these fees and payments from the underlying funds
in addition to the Mortality, Expense and Administration Charges.
***The Hartford deducts the mortality, expense risk and administrative
charges from the assets of the Separate Account on a daily basis at the
annual rate shown above.
The information contained on this site is derived from sources we believe to
be accurate, however we make no guarantees as to its reliability. If you find
an error we need to correct please contact corrections@exposemy401k.com.
Eastern Seaboard Management
- Hartford 401k Plan
- Hartford 401k Plan